Most high earners use their HSA backward by spending it on routine doctor visits. Here is how entrepreneurs and high-income households turn the HSA into an aggressive, tax-free wealth building vehicle.
Vanguard announced an agreement to acquire modern custodian Altruist. Here is what happened, why we view it as a constructive development for platform stability, and what it means for our clients and our practice.
True wealth management goes beyond riding the high of a bull market. Build a plan that protects what matters most—no matter where the economy turns next.
Wrought Financial Planning performed a tactical portfolio rebalance on May 28, 2026, exclusively in tax-sheltered accounts to avoid short-term capital gains. The adjustments included trimming the equity overweight from 3% to 1%, consolidating risk into U.S. large-cap growth and AI-driven technology, and cutting core bonds to fund a liquid alternatives allocation for protection. They are also maintaining hedges in aerospace, defense, and gold to guard against geopolitical risks like the Iran War, as traditional bonds are no longer serving as a reliable shock absorber.
Wrought Financial Planning's focus is on quality and resilience amid cooling inflation and steady growth.
The world is moving fast. The "9-5, work-until-65" model is becoming even more obsolete as technology reshapes the economy.