facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog external search brokercheck brokercheck Play Pause

Crafting Your Financial Freedom

Comprehensive Financial Planning & Investments

Wrought Advisors is a fee-only financial planning firm specializing in attorneys. We help our clients reduce taxes, invest, and make smart financial decisions.

What We Do

The Wrought Roadmap will get you where you want to go

Our proprietary financial planning process, the Wrought Roadmap, helps clients get their financial lives in order, so you feel confident in the decisions you are making today and the plans you make for the future. Our comprehensive financial planning process includes:

  • Cash Flow Management
  • Retirement Planning
  • Investment Management
  • Stock Compensation
  • Debt Management
  • Tax Return Filing*
  • Tax Planning
  • College Funding
  • Insurance Needs
  • Inheritance & Estate Planning
  • Estate Document Drafting*

TAKE THE NEXT STEP →

* Service provided by third parties

The Wrought Roadmap

We work with clients all across the United States from California to right here in South Jersey.

Regardless of where you live, this is what you can expect during your first year as a client.

Fit?

Are we a good fit?

  • This one is on us
  • We learn more about you and your goals
  • You learn more about us and our process
  • We discover if we are a good fit for one another
Schedule Your Fit Meeting →

Listen

Getting to know you

  • At this point, you should feel excited and confident that you’re taking the first steps towards financial independence
  • We’ll put the numbers to the side and get to know you better
  • Dive into your answers to our Three Questions
  • Develop a comprehensive understanding of your goals
  • Handle any urgent financial planning issues

Analyze

Organize and Review

  • Now that we know much more about you, this is a strategy focused meeting
  • Review your balance sheet, current savings, equity compensation, debt management, and tax planning strategies
  • Assign tasks and recommendations

Plan

Recommendations and Implementation

  • Present our findings and recommendations
  • Assign tasks to you to improve your overall financial health
  • Review your familiarity and comfort with investing and fill in any knowledge gaps
  • Present an investment strategy that makes sense for your goals
  • Discuss your current portfolio and make recommendations for adjustments
  • Answer more of your questions

Repeat

Ongoing Meetings

  • We’ll be meeting regularly to discuss new developments, maintain your investment strategy, and make sure your financial plan is on track
  • You have access to us whenever something comes up but we like to meet at least twice a year
  • While this schedule provides an outline, we are always available to meet if you change jobs, move cities, add a family member, or encounter something life-changing that we can help with

Take the Next Step →

Why Work With Us

We are real financial advisors: fee-only, fiduciary, and comprehensive.

Our firm's interests are aligned with your interests not just in words but in actions. We are fee-only which means no product sales or commissions ever. We only do better when you do better. Being a fiduciary means always putting your  interests ahead of our ownYou can download our pledge to be fiduciaries here. We only work with clients who are interested in a long-term relationship and want a trusted partner to help them understand anything that comes with a dollar sign.

The Gold Standard of the Financial Profession

Fewer than 1% of Financial Advisors have both the CFA and CFP Designations.

Only 1.7% of financial advisors are CFA® Charterholders.

  • The CFA® credential is the professional standard of choice for more than 31,000 investment firms worldwide. 
  • Earning the CFA® charter is a highly selective process. Fewer than one in five candidates become a CFA charterholder.
  • It takes an average of 1,000+ hours of rigorous study and four years of professional experience to become a CFA® charterholder.
  • All CFA charterholders are required to annually attest to their compliance with the CFA Institute Code of Ethics and Standards of Professional Conduct. 

Only 27% of financial advisors are CFP® Professionals.

  • The CFP® credential is the professional standard of choice in the financial planning industry.
  • When you hire a CFP® professional, you work with an advisor who has met rigorous qualifications for financial planning. Most important, a CFP® professional has made a commitment to CFP Board to act in the best interests of their client.
  • Must have a minimum of 2 years of financial planning experience and has demonstrated the knowledge required to deliver holistic financial planning.
Our expertise isn't just in the dollars and cents of financial planning and investments it's also in understanding you. Whether you are a partner at a large firm, running your own practice, or just starting your career we have helped attorneys like you.

We named our firm Wrought Advisors because, wrought means worked into shape by artistry or effort. Achieving the financial freedom to live your best life is going to take planning and some effort. We are the guide that will lead you through the ever changing financial landscape. You are the hero of this story and we are motivated by your success.

As the old proverb says:
“A journey of a thousand miles begins with a single step”

LET'S TAKE THAT FIRST STEP TOGETHER

How We Get Paid

We’ve listed our fees right here because transparency and trust are fundamental to a successful relationship

Our clients find enormous value in bringing their financial planning and investment management under one roof so you can focus on what matters most (family, career, changing the world). We have established a fee structure designed to accommodate payment of comprehensive financial planning and investment portfolio management.

Our annual fee (billed on a monthly basis) is based on your net worth and not just the investment assets placed directly under our advisement. We are available at any time to assist you with ever changing financial circumstances.


As an Add-on, we offer tax preparation services to our clients to assist with the filing of federal and state tax returns for individuals, trusts, and businesses. We utilize the services of XY Tax Solutions, a third-party accounting and tax planning firm, to facilitate the preparation and filing of your tax return.





Client's Net Worth Annual Fee
$0 - $599,999 $3,600 (billed $300 per month)
$600,000 and Above 0.60% of Net Worth
Add-ons:
Tax Return Preparation Billed directly by XYTS see their pricing here
Estate Document Drafting Coming Soon!

Who We Are

Andrew Mastro headshot

Andrew Mastro, CFA, CFP®, CAIA Founder & President

Hi, I’m Andrew! 

Wrought Advisors was founded because you should have the option to work with a fee-only advisor, free from the conflicts of interest of old Wall Street. By implementing, the Wrought Roadmap, my proprietary financial planning process, I help my clients reduce taxes, invest, and make smart financial decisions so you feel confident in the choices you are making today and the plans you make for the future. I love what I do and it brings me such fulfillment to see my clients’ succeed.

I’ve been interested in history, finance, and psychology since I was a kid growing up in Ocean City, New Jersey. After graduating from The College of New Jersey with honors, I began my financial services career in the alternative investment industry (private equity, hedge funds, and commercial real estate) first with Merrill Lynch Alternative Investments in Princeton, New York, and Boston and then with FS Investments based in Philadelphia. I grew tired of getting on airplanes for work and being away from my family so with the entrepreneurial spirit calling me I began my wealth management practice at Merrill Lynch and then I founded the independent and fee-only firm Wrought Advisors.

I am married to my beautiful and patient wife and together we reside in Haddonfield, NJ with our two young daughters and Labrador Retriever. I enjoy traveling and sharing new experiences with my girls and coaching their sports teams. Giving back to my community is important to me so I am a member of the Rotary Club of Haddonfield where we support many local, regional, and even some international projects. With whatever free time is left to me I love to read, work on home improvement projects, jog with my dog, cycle, ski, and squeeze in the increasingly rare round of golf.

Wrought Insights

Loading Posts...

READ MORE →



Join Wrought Insights, our bimonthly  newsletter, where we share what caught our attention in the world of finance covering everything from financial planning and investments to global events.


Or Follow Us on Social Media


Getting Started is Easy

BOOK A 20-MINUTE FIT CONVERSATION

Send us a question

Just Want to Stalk Us?

Join Wrought Insights and see three articles that catch our attention each week in the world of finance covering everything from financial planning and investments to global events.

Or Follow Us on Social Media