Andrew Mastro, CFP®, CFA, CAIA
Founder & Lead Financial Planner
Hi there! My name is Andrew. I grew up in South Jersey and reside in Haddonfield with my amazing wife, two daughters, and a Labrador Retriever who can play fetch for longer than you can throw a ball. I'm a travel enthusiast, mediocre golfer, supporter of my daughters’ activities and my community. I have a passion for financial planning and helping my clients live their best lives and run a modern, high tech, and cutting-edge financial planning firm that is redefining how financial planning is really done.
| Favorite movie = Gladiator | Favorite TV show = Breaking Bad |
| Favorite place traveled = Kauai | Favorite food = Mexican |
| Aspiring to be = Better golfer | Financial planning superpower = Using metaphors & analogies to make complicated financial topics easily understood |
View Andrew’s Full Bio
The Professional Version
- Prior experience before Wrought: For over a decade, I was an Alternative Investment Specialist for Merrill Lynch Alternative Investments and FS Investments responsible for supporting financial advisors of High Net Worth and Institutional clients in the areas of Private Equity, Hedge Funds, Real Estate, Precious Metals, and Private Credit.
- Certified Financial Planner (CFP®)
- Chartered Financial Analyst (CFA)
- Charted Alternative Investment Analyst (CAIA®)
- Bachelor of Science in Finance, Cum Laude, The College of New Jersey (Go Lions!)
The Real Version
Why Financial Planning?
I have the best job. It’s the perfect mix of helping people, creative problem-solving, history, current events, finance, psychology, and leadership skills, with the amazing benefit and responsibility of being valued and trusted by clients.
My passion for this work isn't just academic; it's forged from my own life experiences. I know what financial vulnerability feels like, with my schoolteacher mother raising my brother and I after our father left. I learned the value of true diversification during the global financial crisis of 2007-2008. And I’ve felt the profound pain of seeing a future cut short, losing my father-in-law to cancer
These experiences, combined with seeing too many people failed by "advisors" who put commissions ahead of clients, solidified my mission. This is why I love financial planning: I’m able to be there for clients through the good times and the bad. I know what it feels like to need someone who truly understands your story, your values, and your money, and who helps you make decisions to live the life you love.
My experience also taught me that tomorrow is never promised. We ideally shouldn't wait until "retirement" to do what we love. Financial planning is a beautiful combination of the technical and the emotional. It’s an art that must be wrought—crafted with artistry and care—to balance investing in and experiencing life now, while still setting yourself up for financial security in the future. This philosophy is the reason I founded Wrought Financial Planning and the human intersection between money and life is what drives me.
The Real Real Version
What is Andrew like outside of work?
I am a husband and a Dad. You will often find my wife and I involved in or supporting our girls’ sports teams or school activities. When we have vacation time, we love to travel as a family. My favorite trip as a family (so far!) was to Italy but Kauai might take the prize as the most beautiful place I’ve seen.
I enjoy being active and outdoors. For the past 11 years, I’ve run the 10-mile Philadelphia Broad Street Run. I also took up golf a few years ago and love the physical and mental challenge. I enjoy being handy at home, skills I learned from my father-in-law, and I'm proud my enthusiasm for building has passed on to my girls. You can usually find us playing Legos together which also mine the path to my home office.
I love my community and each Wednesday you’ll find me at a meeting for the Rotary Club of Haddonfield (currently the VP). We support local and international non-profits with grants, award college and vocational scholarships to deserving students, and provide for the less fortunate. This is my way of giving back and helping Haddonfield remain the amazing place it is.
Lisa Carr
Client Associate
Hi, I’m Lisa! I live in Haddonfield with my husband, three children, and our dog, Duke. I joined Wrought Financial Planning in 2023. Since then, I’ve been assisting Andrew in providing ongoing service and support to our clients. I enjoy the variety of challenges I encounter each day and helping ensure client satisfaction.
| Favorite movie = Forrest Gump | Favorite TV show = Seinfeld |
| Favorite place traveled = Rome | Favorite food = Pizza |
| Aspiring to = bake the perfect chocolate chip cookie | Financial planning superpower = Next level organizational and process management skills |
View Lisa’s Full Bio
The Professional Version
- Prior experience before Wrought: I have a diverse professional background in marketing and graphic design, with roles in professional services, insurance, high-tech, and the medical industry. In these roles, I specialized in creating marketing materials and web communications, bringing a strong eye for detail and clear communication to the Wrought team.
- Bachelor of Arts, Communications, Cum Laude, Villanova University
The Real Version
Why Financial Planning?
I believe that every financial decision should be driven by what you value. It is a simple philosophy, but one that takes careful planning, precision, and honest reflection to execute.
My path to financial planning began with a fascination for numbers and problem-solving. With a degree in Actuarial Science and over seven years of experience as a Data Analyst, I spent the early part of my career optimizing processes and turning complex data into clear, actionable stories. I loved the intellectual challenge of finding the answers hidden deep within the spreadsheets.
However, my true "why" crystallized when I became a father. The moment my son was born, I realized that financial stability is not just about a balance sheet; it is the most powerful tool we have to buy back our time. I discovered that the ultimate return on investment is the freedom to spend your life with the people who matter most.
This is what I bring to Wrought Financial Planning. I apply my analytical background to help clients cut through the noise and see their financial reality with absolute clarity. My goal is to help you use your wealth to build a life centered on your values, ensuring that your money is working as hard for your family as you do.
The Real Real Version
What is Lisa like outside of work?
While I was born and raised in Connecticut, I relocated to the Delaware Valley for college. After graduating from Villanova University, I worked in the Philadelphia/Bucks County area for several years before settling in South Jersey. For the past 20 years, I’ve lived in Haddonfield, NJ, with my husband, three children, and a very large dog named Duke.
When I'm not at Wrought, I enjoy taking on freelance graphic design projects, creating logos, posters, cards, and more for friends and colleagues. Our family stays busy with athletic and community events, and in my free time, I also love exploring our beautiful hometown, hiking, cooking, and traveling.
Brian Kutza
Financial Planning Associate
Hi, I’m Brian! I bring a unique blend of actuarial precision and personal empathy to Wrought. With a background in Actuarial Science and over seven years of experience as a data analyst, he specializes in helping families organize their financial lives to align with what matters most. He believes that clear data leads to clear decisions, helping clients use their wealth to buy back their time.
| Favorite movie = Saving Private Ryan | Favorite TV show = Family Guy |
| Favorite Place traveled = Caribbean | Favorite food = Chicken Noodle Soup |
| Aspiring to be = a great Dad | Financial planning superpower = turning numbers into actionable insights |
View Brian’s Full Bio
The Professional Version
- Prior experience before Wrought: I spent over seven years in data analytics and operational reporting. I held key analytical roles at the Defense Logistics Agency and Rowan University, where I specialized in optimizing complex data systems and solving operational problems. This experience honed my unique ability to cut through noise and translate raw numbers into clear, actionable insights.
- Bachelor of Science, Actuarial Science, St John's University
The Real Version
Why Financial Planning?
I believe that every financial decision should be driven by what you value. It is a simple philosophy, but one that takes careful planning, precision, and honest reflection to execute.
My path to financial planning began with a fascination for numbers and problem-solving. With a degree in Actuarial Science and over seven years of experience as a Data Analyst, I spent the early part of my career optimizing processes and turning complex data into clear, actionable stories. I loved the intellectual challenge of finding the answers hidden deep within the spreadsheets.
However, my true "why" crystallized when I became a father. The moment my son was born, I realized that financial stability is not just about a balance sheet; it is the most powerful tool we have to buy back our time. I discovered that the ultimate return on investment is the freedom to spend your life with the people who matter most.
This is what I bring to Wrought Financial Planning. I apply my analytical background to help clients cut through the noise and see their financial reality with absolute clarity. My goal is to help you use your wealth to build a life centered on your values, ensuring that your money is working as hard for your family as you do.
The Real Real Version
What is Brian like outside of work?
I grew up in South Jersey and currently call Sewell home, where I live with my wife Kayleigh, our energetic son Bryson, and our dog Amelia.
I am a firm believer that keeping the body moving is the key to keeping the mind clear. When I’m not at my desk, you can usually find me on the basketball court—not playing, but officiating. Reffing local high school basketball games is my favorite way to stay active, enjoy the game I love, and stay connected to the local sports community.
At home, life is a little less organized but a lot more fun. I spend most of my free time navigating an obstacle course of toy trucks and puzzle pieces with Bryson. Prioritizing my financial health has allowed me to be present for these small, chaotic, and beautiful moments, and I wouldn't trade them for anything.
